Personal finance, without the spreadsheet
Lutzi keeps every wallet, budget and savings goal in one place — counted in the currency you actually hold, with no exchange rate to argue about.
Good morning,
Alex
Total balance
3 658.32 €
Recent activity
No net-worth dashboards, no investment advice. Lutzi does the part you actually repeat every week.
Log what you spent in a couple of taps. Every operation lands in a wallet, a category and a project, so the history stays worth reading.
A budget caps one category over one period. The screen shows what is left, not what you have already burnt through.
A goal watches a savings wallet, so its progress is the real balance — never a number you have to remember to update.
Lutzi never converts behind your back. A euro stays a euro and a zloty stays a zloty, so no total on your screen depends on what the rate happened to be this morning.
Moving money between two of your own wallets is a transfer: you type both amounts, and the rate you actually got is the rate that is recorded.
Start with one wallet. Add the rest when you feel like it — Lutzi is useful from the first operation.
No card, no trial countdown.